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Payment Links

Overview​

Payment Links provides a complete, enterprise-grade payment collection solution that enables you to create secure payment links and send them to your customers through any channel—email, SMS, or QR codes. Built on the Access PaySuite platform, Payment Links handles the complexity of online payment processing so you can focus on running your business.

Accelerate Cash Flow​

Get paid faster by providing customers with a frictionless payment experience. Generate payment links in seconds and deliver them through your customers' preferred channels. With hosted checkout pages optimized for conversion, you'll see higher payment completion rates and reduced days sales outstanding (DSO).

Simplify Payment Operations​

Eliminate the technical burden of integrating directly with payment processors like the OnAccess gateway. Payment Links provides a unified API that abstracts away the complexity of payment gateway integration, webhook management, and PCI compliance requirements. What would typically require months of development effort and ongoing maintenance is available through a simple, well-documented API.

Centralized Payment Management​

Access Pay Hub gives you complete visibility and control over all your payment links in one place. Track payment statuses in real-time, search and filter invoices, manage outstanding balances, and identify overdue payments — all through an intuitive dashboard designed for finance teams.

Enterprise-Grade Security & Compliance​

Built with security at its core, Payment Links is PCI DSS and GDPR compliant out of the box. Customer payment data is handled securely through the hosted checkout provided by the OnAccess gateway, ensuring no sensitive card information touches your systems. Comprehensive audit trails provide complete visibility for compliance and reconciliation needs.

Flexible & Scalable​

The flexible data model accommodates diverse billing scenarios—from simple single-item invoices to complex multi-line billing with custom metadata. As your business grows, Payment Links scales with you, supporting high transaction volumes with 99.9% uptime SLA and sub-200ms API response times.

Key Capabilities​

  • Multi-Channel Delivery: Send payment links via your preferred channel; email, SMS, or generate QR codes for in-person collection
  • Real-Time Status Tracking: Monitor payment status changes as they happen with webhook notifications
  • Comprehensive Reporting: Track payment history, identify trends, and export data for reconciliation
  • Smart Payment Matching: Automatic reconciliation of online and offline payments
  • Chase Management: Identify and follow up on overdue payments with built-in aging reports
  • Audit Trail: Complete history of all payment link activities for compliance and dispute resolution
  • Multi-Currency Support: Accept payments in multiple currencies with automatic conversion
  • Customizable Checkout: Configure payment methods, terms, and branding to match your needs

Real-Time Notifications (Webhooks)​

Rather than polling for updates, you can receive real-time webhook notifications whenever a payment link is paid or partially paid. PaySuite sends a signed HTTP request to your configured endpoint the moment a payment is confirmed—whether it comes from the hosted checkout, an offline payment, or automatic reconciliation—so your systems stay in sync without additional API calls. Each request is signed with your division's shared secret and automatically retried if your endpoint is temporarily unavailable.

For payload formats, signature verification, retry behaviour, and how to monitor delivery status, see the Webhooks API documentation.

Getting Started​

Payment Links integrates seamlessly with your existing Access PaySuite setup. With just a few API calls, you can create payment links, track their status, and reconcile payments—all while your customers enjoy a smooth, professional payment experience.

For technical documentation and API specifications, see the Payment Links API Reference.