Chip and PIN

OnAccess supports multiple customer-present (CP) payment methods for in-person transactions.

Payment Methods

Chip and PIN: Customer inserts their card into a terminal and authenticates with a PIN or signature.
Contactless/NFC: Customer taps their card on a payment terminal to complete the purchase.
Mobile Wallet: Customer uses a smartphone or smartwatch near a contactless terminal. Supported wallets include Apple Pay and Google Pay.

The available CP payment methods depend on the integrated terminal device capabilities.

Multi-Method Support: Accept chip and PIN, contactless, and mobile wallet payments
Secure Authentication: PIN and contactless verification ensure transaction security
Fast Transactions: Contactless and mobile wallet payments provide quick checkout
Terminal Flexibility: Support for various terminal devices and capabilities
Customer Choice: Enable customers to pay using their preferred method
Payment Tokenization: Securely store card credentials for future transactions
Real-Time Processing: Immediate authorization and transaction feedback

Tailor the payment experience to your business needs:

Terminal Configuration: Select terminal devices that match your operational requirements
Payment Method Preferences: Enable specific payment methods based on customer demographics
Receipt Options: Configure digital or printed receipt delivery
Transaction Limits: Set contactless payment thresholds per regulatory requirements
Timeout Settings: Adjust terminal timeout periods for your workflow

SoftCos must integrate their solution with the OnAccess Chip and PIN API to enable CP payment processing.

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For technical integration documentation refer to the OnAccess API docs